If you or a loved one has suffered an occupational injury, it is critical to seek legal counsel. A knowledgeable workers’ comp attorney can guide you through the complex process of filing a claim and guaranteeing you receive all compensation due.
Insurance Companies Aren’t Your Friends
If you have been injured at work, it is essential to understand your rights as a covered employee and the benefits available under state workers’ compensation laws. These programs provide medical care, lost wages, and disability benefits for people who have been hurt on the job.
A skilled Worker’s Compensation attorney will know how to effectively communicate with employers and insurers, negotiate on your behalf, craft a case strategy, pursue benefits that you deserve. They also assist in gathering medical evidence in support of your claim, as well as accompany you during any administrative hearing or trial before a Workers’ Compensation judge.
You Have the Right to Select Your Doctor
Businesses in most states that employ more than one worker must carry workers’ compensation coverage for both themselves and their employees. This coverage pays for doctor’s visits, medical equipment and supplies, hospitalization – even part of your salary if disability prevents working or earning a wage. It provides protection both ways.
Although employers must provide mandatory coverage, many injured employees do not receive the benefits they are entitled to. This can leave individuals with significant medical bills and reduced capacity for work, making it a burden on families to manage these costs.
Workers’ compensation attorneys can handle a variety of claims. These may include:
Schedule Loss of Use Cases
If your injury causes the loss of use of any extremity or joint, such as your shoulder, elbow, hip, knee, wrist, fingers, ankle or toes – you may be eligible for this type of claim.
In order to prevent insurance companies from paying too little on claims, this type of claim requires a monetary limit.
A bad worker’s compensation attorney will usually decline to negotiate a settlement and encourage you to accept the first offer they receive from the insurance company. This could be because they wish to avoid going to court, or they may simply not want to spend your time and money fighting your case.
A knowledgeable Worker’s Comp lawyer will know how to negotiate a fair resolution for your case. This involves considering future medical expenses, the value of replacement income, and any potential effects on other benefits such as Social Security or disability payments.
They will ensure your settlement agreement is written accurately to avoid any negative repercussions in the future, particularly if you are receiving or applying for Social Security disability benefits.